PLAY THE GAME & GET REAL RESULTS

Kristia Garvey

3d • General discussion

Leveling up for real inside Heirforce One ✈️.

✈️ Heirforce One Levels + Unlock Requirements

1) Penny Pilot 🪙✈️

✅ Join the community✅ Post your money goal (1 sentence)✅ Track spending for 24 hours

2) Budget Rookie 📒

✅ Upload your first budget (or template filled in)✅ List your top 5 bills + due dates✅ Choose your “Payday Plan” day (ex: Fridays)

3) Cashflow Climber 💸📈

✅ Set up Paycheck Split (even $25 counts)✅ Create a Bills Account + Spending Account✅ Save your first $50–$100

4) Leak Hunter 🕵🏽‍♀️💰

✅ Identify 3 money leaks (subscriptions, habits, fees)✅ Cancel or cut at least 1✅ Find $100+ to redirect to savings/debt

5) Bill Slayer ⚔️🧾

✅ Get fully current on bills (no late payments this month)✅ Set minimum payments on autopay (or calendar reminders)✅ Complete a Monthly Money Reset

6) Debt Destroyer 💳💥

✅ List all debts + minimum payments✅ Pick a strategy (snowball or avalanche)✅ Pay $200+ extra toward debt (in 30 days)

7) Pay-Yourself-First Boss 👑💵

✅ Save $500+ total✅ Hit 4 weeks straight of paying yourself first✅ Build a “non-negotiable” savings line in your budget

8) Vault Builder 🏦🔐 (Become Your Own Bank)

✅ Build a $1,000 cash reserve (starter vault)✅ Open/label a dedicated Vault Account✅ Create a “Borrow From Me” rule (how you repay yourself)

9) Generational GOAT 🐐✨ (Legacy Level)

✅ Build 1 month of expenses saved (or on the way)✅ Create a “Generational Plan” post:

Emergency fund target
Debt-free dat
Wealth goal (investing/protection)✅ Help 2 members in the community (comments/support)

🔥 Bonus: Fun Badges (add these as mini wins)

🏅 No-Spend Weekend Winner🏅 $300 Found Money Challenge🏅 Debt Payment Streak (3x in a row)🏅 Budget Consistency Badge (30 days)🏅 Vault Protected Badge ($1K saved)

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Heirforce-One

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Heirforce One ✈️ Budget better, build broke-proof systems, stack savings, and become your own bank.

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