Aug 14 (edited) • 📂General discussion
FICO 8, 9, 10 and Your Reputation 👈 🤯
✅FICO 8
- Standard model. Keep balances low and pay on time.
- Truist uses this model.
✅FICO 9
- Rewards you for paying rent and ignores paid medical debt.
- WellsFargo uses this model, see screen with 770 fico.
✅FICO 10
- More sensitive to personal loans and long-term trends — consistent good habits matter most.”
- US. Bank uses this model. See image with yellow highlight text.
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FICO 8, 9, 10 and Your Reputation 👈 🤯
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