20d • General discussion
Did You Know?
Keeping your credit card balances under 30% of your credit limit can boost your score!
If your card limit is $1,000, try to keep your balance below $300.
Why? Because your credit utilization (how much of your limit you’re using) makes up about 30% of your credit score.
The lower your utilization, the more it shows lenders that you can manage credit responsibly and that helps increase your score over time. ✅
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Did You Know?
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