My credit score is in the 500 my GOAL is to be in the 700 club. I'm starting with helping myself first before I start helping my future clients. My credit report consist of 3 collection accounts and 2 charge offs. Since joining the community I've been able to have the 3 collection accounts removed from TransUnion and Equifax. The charge offs are reporting on all 3 credit bureaus. Experian I'm having trouble with them. Can someone lead me in the right direction?