Quick Tip: Track Your Spending for 7 Days
Most people underestimate how much they actually spend. A small daily habit can change that.
Try this challenge:
  • For the next 7 days, write down every peso or dollar you spend.
  • Use a notebook, your phone’s notes app, or any budget app.
  • At the end of the week, review and ask: Did I spend on needs, or wants?
You’ll likely spot at least one expense you can cut or reduce. That money can instead go toward savings, debt repayment, or investing.
Small awareness today can prevent big mistakes later.
Would you try this challenge this week?
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Joseph Smalzer
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Quick Tip: Track Your Spending for 7 Days
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