24d (edited) • General discussion
Tradlines - What do they do? How can they help me?
🔴 What are tradelines and how can they help me?
The tradelines that you will be purchasing will be other individuals credit accounts with very high limit amounts, excellent payment history and good credit utilization. When you pick a particular Tradeline, we will add you to their credit account as an authorized user. Then the credit card companys will report their good credit information to your accounts through the bureaus. That is how their good information gets transferred to your account information. Doing this can help you get a new apartment or If you are trying to reach a score minimum it can help you to get a new car. If you need to get to a 650 or above for more credit cards or loans this is the fastest way.
🔴 How long does it take for tradelines to post?
Tradelines take 7 to 14 business days to post {and that is not including weekends} from the statement date on that account you purchased. The statement date is the date right next to it when you purchased it. It does not go by the day you purchased it. It goes from the statement date that the credit is reported. So look at the statement date that the account is reported.
🔴 Will my credit score drop?
No your credit score should never drop after a Tradeline falls off. The only way that will happen is if the original card holder closed the credit card out.
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Tradlines - What do they do? How can they help me?
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