Intro: The Reality Check
• Acknowledge how many Black women, especially single moms and caretakers, have been conditioned to operate in survival mode.
• Define survival mode: reactive, scarcity-driven, paycheck-to-paycheck, always putting out fires.
• Share a personal story or relatable example to set the tone.
Part 1: Recognize the Survival Triggers
• Fear of not having enough
• Overworking without wealth accumulation
• Guilt around spending on self-care or investing
• Lack of trust in financial systems (or self)
Part 2: Rewire Your Mindset Like a Boss
• Shift from “What do I need to get by?” to “How can I multiply what I have?”
• Bosses don’t hustle to survive—they strategize to grow.
• Replace scarcity language with abundance affirmations:
◦ “I deserve overflow.”
◦ “My money works as hard as I do.”
Part 3: Build Wealth Intentionally
• Budget like a boss: Create a plan, not a prison.
• Invest with purpose: Don’t just save, build (stocks, life insurance, business, real estate).
• Leverage your relationships: Network up, not across.
• Automate: Wealthy women use systems, not stress.
Part 4: Heal the Financial Trauma
• Acknowledge that many of our money habits come from pain, not planning.
• It’s not just about discipline—it’s about deserving.
• Wealth is more than money—it’s mental, emotional, and generational.