Stop Playing It Safe: How Black Women Can Take Big Risks and See Bigger Rewards.
The Cost of Playing It Safe
Too often, Black women are conditioned to choose safety over possibility. We’re taught to get the “good job,” play by the rules, and avoid rocking the boat—because history has proven how high the stakes are when we don’t. But safety can also be a silent saboteur. Playing small to stay comfortable may protect us from failure, but it also locks us out of abundance, impact, and legacy.
The truth is: comfort zones don’t build empires.
Why Risk is Often Viewed as a Threat, Not a Tool
For Black women, the fear of risk isn’t irrational—it’s inherited. Generational trauma, systemic barriers, and lived experiences all contribute to our caution. But that fear can become a glass ceiling if we let it dictate every move.
Common ways we "play it safe":
• Staying in unfulfilling jobs for security
• Avoiding entrepreneurship or investing
• Settling in relationships that don’t serve us
• Downplaying our talents to avoid being “too much”
But what if risk wasn’t the enemy—but the vehicle to elevation?
Reframing Risk as a Wealth Strategy
Risk doesn't mean recklessness. It means calculated courage. Whether you're investing in a business, pivoting careers, or leaving a toxic situation—big risks can open doors that playing it safe never will.
Black Women Who Took the Leap (and Landed Strong):
• Madam C.J. Walker: Took a risk creating her own product line when no one else believed in her vision. Became America’s first female self-made millionaire.
• Issa Rae: Started a low-budget YouTube series and built a creative empire by betting on herself.
• YOU: Your leap could be next.
Signs You’re Ready to Take a Bigger Risk
1 You’re consistently unfulfilled – Your soul is asking for expansion.
2 You have a vision that won’t leave you alone – That’s not by accident.
3 You’re more afraid of staying stuck than failing – That’s your tipping point.
How to Start Taking Bold, Smart Risks
1 Start with the inner work
Journal, reflect, or work with a coach to unpack where your fear comes from.
2 Build a financial safety net
Risk is easier when your basics are covered. Have 3-6 months of expenses saved.
3 Find your tribe
Surround yourself with other women who think big, live boldly, and walk in purpose.
4 Take one aligned leap
Whether it’s applying to that job, raising your prices, or speaking up in the room—start with one bold action.
Playing Big Is Your Birthright
You were not born to blend in. You were born to be a blueprint.
Every time a Black woman takes a bold risk, she changes the trajectory of her family, community, and culture. Stop waiting for the perfect time—it doesn’t exist. Start betting on your boldest, most brilliant self today.
Because the biggest rewards aren’t for the safest players. They’re for the boldest.
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Jill Johnson
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Stop Playing It Safe: How Black Women Can Take Big Risks and See Bigger Rewards.
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