15d • General discussion
Why 90% Of Funding Denials Aren’t About Your Credit Score
Most people think banks deny them because their score isn’t high enough.
Wrong.
Here’s what actually kills approvals:❌ High utilization❌ Wrong credit mix❌ Thin credit file❌ Bad banking data points❌ Too many inquiries❌ No credit age❌ Business not structured properly
Here’s the crazy part:
Someone with a 650 score can get $100K in business credit…while someone with a 750 score gets denied instantly.
It’s not just credit — it’s fundability.
Go to the Classroom and watch:➡ “Build Business Credit”➡ “Banks & Credit Union Methods”
Those two alone will change the way you look at credit forever.
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Why 90% Of Funding Denials Aren’t About Your Credit Score
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