Over the past weeks, this community worked through a Christmas savings challenge.
Now that Christmas is here, it’s time to pause and take stock. Not to judge. To learn.
A few reflections to share, if you’re comfortable:
• Did you manage to stick to the plan you set?
• How much did you save specifically for Christmas?
• How much did you actually spend?
• What felt easier than expected?
• What surprised you?
One small but powerful habit I encourage you to do today or this week:
✍️ write down how much you spent on gifts. Even a simple list is enough.
This becomes invaluable data for next year’s Christmas budget. Future you will thank present you.
There are no right or wrong answers here. Progress counts more than perfection. Awareness beats avoidance every single time.
Share your experience in the comments. Numbers are welcome, lessons even more so.
This is how financial literacy becomes real: through reflection, not rules.
Merry Christmas to you and your families