14h • Funding Opportunities
The Apple Card
💳 Apple Card – No Hard Pull Strategy 💳
Repost for new members!!
Want the Apple Card without a hard inquiry? Here's the play!
What You Need First:
✅ iPhone or Apple Account
✅ Clean TransUnion report (no negatives)
✅ Low credit card utilization
✅ TransUnion UNFROZEN when you start
Quick Requirements:
FICO 660–680+ (700+ preferred) | TransUnion FICO 9
No recent bankruptcies or major derogatory marks
Utilization under 30% (under 10% is ideal)
Self-reported income — higher helps
18+, U.S. resident, no P.O. Box
The Steps:
1️⃣ Open Wallet app → tap (+) → Apply for Apple Card → use REAL info + household income
2️⃣ Wait for APPROVED status (if "Under Review," wait before moving on)
4️⃣ Go back and Accept your Apple Card
5️⃣ Wait 24 hours → Unfreeze TransUnion
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The Apple Card
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