15d • General discussion
⚖️ Myth vs. Fact Thursday
❌ MYTH:
"Checking your own credit score hurts your credit."
✅ FACT:
Checking your own credit report or score is considered a soft inquiry and generally does not affect your credit score.
Reviewing your credit regularly can help you:
✔ Catch reporting errors
✔ Monitor account activity
✔ Track your progress
✔ Stay prepared before applying for credit
🎯 Today's Challenge:
When was the last time you checked your credit report?
👇 Comment:
- This Week
- This Month
- Over 6 Months Ago
- I Don't Remember
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⚖️ Myth vs. Fact Thursday
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