NEWS YOU CAN USE/ SECONDARY BUREAUS

Congratulations on the next chapter of building a solid credit history…..

The things below might not all apply but this is typically my format I follow. I want to be sure you have everything you need so we can get . MAKE SURE TO FORWARD ME ALL MAIL RECEIVED FROM THE CREDIT BUREAUS AND OR BANKRUPTCY COURT. We will begin to see results in 30 to 60 days.

ANY MAIL RECEIVED FROM THE BUREAUS PLEASE SEND IT TO ME IN A SCREENSHOT THIS IS VITAL

We're focusing on moving your score in the direction of 800.

NEED ASAP TO SEND WITH DISPUTE IF YOU DON’T HAVE THE TIME MY ASSISTANT CAN COMPLETE THIS PORTION OF THR REPORT FOR $25

2. I repeat don’t apply for any credit until we discuss you can do so this will add additional inquiries to dispute which will cost more

3. Become an authorized user on someone you trust credit card make sure they have a great (long) history and owe less than 30% I gave them forsake for $300-1500 each depending on the line

4. Get a secure card only from a credit union if you don’t have one and don’t use more than 30% of limit or a pledge loan

5 START REPORTING YOUR RENT AN BACK DATE IT TWO YEARS - we can discuss if you’re renting

-Rent reporters

-Renttrack

-LevelCredit

6. You Should see your score increase in 45-60 days maybe sooner most clients are with us from 6months to 1 year depending on your personal goals

7. if your use to paying cash set up accounts on auto-pay so you're never late...

8.Fraud Alert - Call each bureau and add one also call and freeze your report with secondary bureaus the numbers are below

Transunion -(800) 916-8800

Equifax-+1 (888) 548-7878

Experian -1 (800) 493-1058

9.We offer trade lines “which is a temporary increase to your credit score” inquiry to purchase (roughly $200-500 per Tradeline)

TRADELINE SOURCE

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www.tradelinesupply.com walk through in classroom Acceleration Room

—Freeze secondary bureaus - is mandatory in order for me to remove any collection & hard inquires!

Secondary reporting agency - you can start calling requesting they freeze your credit profile this makes getting items removed more successful. Remember if they can’t prove it they must remove it !

LexisNexis – 888-497-0011

For more information on opting out, visit http://www.lexisnexis.com/privacy/for-consumers/opt-out-of-lexisnexis.aspx

CoreLogic Credco

(877) 532-8778

https://credcofreeze.corelogic.com

CoreLogic Credco, LLC Consumer Relations Department Security Freeze Request

P.O. Box 509124

San Diego, CA 92150

INNOVIS

(800) 540-2505

https://www.innovis.com/ personal/securityFreeze Innovis Consumer Assistance PO Box 26

Pittsburgh, PA 15230-0026