Aug 15 • Mario Jewels
📜 KNOW YOUR CREDIT RIGHTS, FAM!
📜Trump or not, these LAWS BEEN ACTIVE! Now let’s break it down like a boss.
💥 If you're out here fixing your credit, don’t sleep on these codes — they’re your POWER in the game:
🧾 Collections – 15 U.S. Code § 1692C
🚫 Charged-Off Accounts - 15 U.S.C. § 1681s-2(b)
⏱️ Late Payments - 15 U.S. Code § 1666B
🔍 Hard Inquiries - 18 U.S. Code § 1028A
🚗 Repossessions - 15 U.S. Code § 1601
🎓 Student Loans - 15 U.S. Code § 1681
AND HERE’S THE JUICE 🧃: If a credit bureau refuses to delete inaccurate info AFTER you dispute it, you can sue for up to $1K PER ITEM under 15 U.S.C. § 1681n 🧨💸That’s civil liability for willful noncompliance.
👨🏾⚖️ Need backup? Tap in with a consumer lawyer in your state via the National Association of Consumer Advocates.
📣 Don’t just complain, COMPLY & CONQUER.
🛠️ Credit repair is legal.
💪🏾 Use the law.🧠 Move smart.Let’s goooo!!!
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📜 KNOW YOUR CREDIT RIGHTS, FAM!
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