Hey everyone!
I hope you’ve all been progressing and getting closer to your goals.
A lot of people have been asking about good business insurance for a clinical laboratory, so here’s a simple breakdown:
👉 What kind of insurance does a clinical lab need?
- General Liability Insurance – protects your business if someone is injured on your premises.
- Professional Liability (Errors & Omissions) covers you if a lab result or service leads to a mistake or claim.
- Business Property Insurance – protects your lab equipment, supplies, and workspace.
- Workers’ Compensation – required if you have employees.
- Cyber Liability Insurance – important because labs handle patient data and HIPAA-protected information.
- CMF Group
- Hiscox
- The Hartford
- Travelers
- Next Insurance
- CNA Insurance
- State Farm (local agents)
These companies offer policies like general liability, professional liability, property coverage, cyber liability, and more everything a clinical lab typically needs.