1d • General discussion
Quick tip: keep your utilization low before you apply
Before you apply for any card or funding, check how much of your available credit you're actually using. Keeping balances low, ideally under 30% of each limit, shows lenders you manage credit well.
A simple move: pay balances down a few days before the statement closes, not just the due date.
What's your current utilization sitting at, and what's your plan to bring it down? 👇
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Quick tip: keep your utilization low before you apply
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