14d • General discussion
Bitcoin Mortgages
Better Home & Finance Holding Company (NASDAQ: BETR) accepts Bitcoin (BTC) and USD Coin (USDC) as collateral for conforming home loans through a partnership with Coinbase. This allows borrowers to use digital assets to fund down payments without liquidating them. These, token-backed mortgages are Fannie Mae-eligible and available for home purchases.
National Mortgage Professional +3
Key Details on Token-Backed Mortgages:
- Collateral: Borrowers pledge Bitcoin or USDC held in a Coinbase account instead of using cash for a down payment.
- No Margin Calls: If the value of the pledged Bitcoin drops, no additional collateral is required.
- USDC Rewards: Pledged USDC can earn rewards that may help offset mortgage payments.
- Loan Types: Better provides GSE-conforming, FHA, VA, and jumbo loans, alongside these new digital asset-backed options.
Disclaimer: Token-backed mortgages are a new product, and the above information is based on reports from March 2026
2
1 comment
Bitcoin Mortgages
skool.com/buybitcoin
Begin investing, build real wealth, get financial freedom faster. Start with bitcoin - simple, safe, powerful. We'll show you how
Leaderboard (30-day)
1
+10
2
+2
3
+1
4
+1
Powered by