Feb 25 • General discussion
Cash Flow Pays the Loan. Not Optimism.
Lenders care about one thing above all else: repayment ability.
Hope is not a repayment strategy — predictable cash flow is.
Before taking on SBA debt:
- Review 3 years of tax returns carefully
- Normalize earnings and remove one-time expenses
- Calculate realistic debt service coverage
- Stress-test revenue assumptions
- Leave margin for unexpected downturns
8
50 comments
Cash Flow Pays the Loan. Not Optimism.
powered by
skool.com/business-ownership-academy-5211
Dive into SBA financing, creative business acquisition, franchise investing, and more. Start, expand, and grow your business with expert insights!
Suggested communities
Powered by