Nov '25 • Business Structure Basics
How to Register Your Business (Step-by-Step)
Bestie, here’s the simple checklist to become a legally registered business — no confusion, no overwhelm.
Step 1: Choose Your Business Name
✔ Make sure it’s not taken✔ Keep it lender-friendly(Example: No “high-risk” names like “Investments,” “Credit Repair,” etc.)
Step 2: Pick Your Structure
Sole Prop → starter
LLC → best for beginners
S-Corp → tax advantages when you grow
C-Corp → for investors
Step 3: Register With Your State (Articles of Organization)
✔ Go to your state’s Secretary of State website
✔ Search: “Form an LLC”✔ File online
Cost: usually $50–$300 depending on the state
Step 4: Get Your EIN (Free)
✔ Go to IRS.gov
✔ Apply online
✔ You get it immediately
🚫 Never pay someone for an EIN — it’s FREE.
Step 5: Create Your Operating Agreement
Required for funding
Required for bank accounts
Protects your business
Step 6: Open Your Business Bank Account
✔ Bring your EIN
✔ Bring Articles of Organization
✔ Bring Operating Agreement
✔ Bring ID
Step 7: Register for State & Local Permits
Depends on your industry (food, retail, childcare, etc.)
Step 8: Set Up Your Online Business Presence
✔ Business email ✔ Simple website ✔ Business phone number ✔ Google Business Profile
You’re now official AND fundable. 💛
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How to Register Your Business (Step-by-Step)
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