Trigger Leads and how to Avoid Unwanted Calls

What is a Trigger Lead?

A trigger lead occurs when a credit bureau sells your information to lenders after you apply for a loan or credit. When you apply for a mortgage, your credit inquiry can trigger lenders or brokers to contact you, offering competing loan options. This can result in a flood of unsolicited calls or emails.

How to Avoid Unwanted Calls from Trigger Leads:

1. Opt-Out of Prescreened Offers:

Visit OptOutPrescreen.com or call 1-888-5-OPT-OUT to remove your information from lists shared by credit bureaus.

2. Use the National Do Not Call Registry:

Taking these steps can significantly reduce unwanted communications while still allowing you to explore mortgage options on your terms.

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