My favorite video is the one about Bank of America and the positive penny This really helped me on the path to (albeit, slowly) shift my mind from debtor to creditor Hearing Anelia talk about how she created and sent her own instrument which resulted in a closed bank acct being re-opened my reaction was "OH MY GOD that IS even POSSIBLE?" Honestly my mindset had been that the only kind of promissory note that existed was the one that a bank would present to you to sign ONLY if you were approved by them TO sign it and that the idea of creating your own would bring the Men in Black to your doorstep "you just created more debt into the system" THAT kind of scary mentality lol You really have to realize that you are NOT the all caps debtor NAME but that you are the living man or woman who is THE creditor- this is key , first and foremost,I feel to even expect to move forward in this matrix in a beneficial way. This mindshift didnt happen overnight for me and that is fine but it HAS happened because I feel more and more hopeful and eager to try things now. More recently I have reflected on the penny balance that she said was posted. I never considered before how, as the creditors, perhaps our bank accounts should really reflect credit ie: (xxx.xx) ??? and a .01 balance would be the absolute minimum required by the banks to keep an acct open it would seem! The last time I was at an ATM, I pressed other buttons past the usual main menu ones and I saw several "credit account" menu options- I am very intrigued! Perhaps we really should be banking "below the zero"?? hmmmmm Its definitely exciting! I could spew on and on but I should wrap it up. Let me finish by thanking you, Anelia, for even posting that video and taking the time to share such your empowering experience! xxoxoxoxo