Hermes + Claude — subscription vs API question

Hey all — quick one. My Hermes suddenly started throwing HTTP 400: You're out of extra usage, even though my Claude Code CLI in the terminal kept working fine on the same subscription. Spent a while digging — checked the auth, redid the login, confirmed Hermes was on my subscription and not an API key. Still got the error.

From what I could tell, it looks like third-party apps like Hermes no longer draw from the subscription plan and instead get billed to "extra usage" (pay-as-you-go) credits — is that what you're all seeing now too?

For now, I turned auto-reload on for extra-usage credits, and it's working again.

How's everyone else set up — extra-usage credits, an API key, or a different provider? Trying to land on something cost-predictable.

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Hermes + Claude — subscription vs API question