Smart Expense Tracker: AI Agents in Action with n8n
🧭 1. What is n8n?
  • n8n is a workflow automation platform.
  • Think of it like LEGO: you connect different blocks (called nodes) that represent actions (API calls, logic, storage, AI, etc.).
  • You can start workflows with triggers (webhook, chat message, cron schedule, etc.) and then chain steps.
In your example:
  • Trigger: When chat message received
  • Actions: Store in Google Sheets, send via Gmail, process with OpenAI, etc.
🤖 2. What is an AI Agent in n8n?
  • An AI Agent is a special node in n8n that combines:
👉 The agent doesn’t just respond with text.
It can reason about input, decide which “tool” to use, and take action automatically.
⚙️ 3. How the AI Agent Decides
  • When the agent gets input (like "debit shopping 5000"), it runs a reasoning loop:
👉 Example in your Expense Tracker:
  • Input: "debit shopping 5000"
  • Agent thinks:
  • Agent calls: Google Sheets Append Row tool
  • Sheet gets updated: shopping | 5000 | debit
  • If threshold exceeded (e.g., > $1000), agent might also call: Send Gmail tool.
🧾 4. How Your Expense Tracker Evolves
  1. Basic Automation (No AI)
  2. With LLM (AI Add-on)
  3. With AI Agent (Full Power)
This is the shift from rule-based automation → AI-driven decisions.
📊 5. High-Level Workflow from Your Screenshot
  • Trigger: User sends expense text.
  • AI Agent: Understands input and decides what to do.
  • Tools:
  • Memory: Keeps a running history of expenses.
  • LLM: Powers reasoning & classification.
🎯 6. Why It’s Powerful
  • Traditional automation: “If it contains ‘debit,’ then do X.”
  • AI Agent automation: “I understand this natural language text. Let me classify, remember context, and decide which tool to use.”
  • This makes it flexible, scalable, and closer to human reasoning.
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Smart Expense Tracker: AI Agents in Action with n8n
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