USE THIS AS LEVERAGE AGAINST EXPERIAN!!!! · Adversity Beaters🏦🆙🔥

USE THIS AS LEVERAGE AGAINST EXPERIAN!!!!

https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-experian-for-sham-investigations-of-credit-report-errors/

Utilize ChatGpt to formulate a letter and submit to the CFPB 🔥🚀🚨 (I copy and pasted the title and the sub title as well!!!)

Do not have an account with CFPB? No worries here is the link!: https://portal.consumerfinance.gov/consumer/s/login/?ec=302&startURL=%2Fconsumer%2Fs%2F

(example of what the letter may looks like):

Your Name

Address

DOB

Last four of SSN #

Date

Experian

P.O. Box 4500

Allen, TX 75013

RE: Formal Dispute & Demand for Immediate Correction/Removal of Inaccurate Information

To Whom It May Concern,

I am writing to demand immediate attention and resolution regarding multiple inaccurate and unlawfully reported accounts listed on my credit report. I have exhausted your so-called “investigation” process, which has proven to be a sham, as supported by the Consumer Financial Protection Bureau's lawsuit against Experian for fraudulent investigation practices and reinsertion of disputed information. These actions are not only deceptive, but also harmful and illegal.

The following accounts are disputed under various provisions of federal law. You are required to comply with your legal obligations or face further action:

Account (account number) Reason and ask for REMOVAL!!!
Account (account number) Reason and ask for REMOVAL!!!
Account (account number) Reason and ask for REMOVAL!!!
Account (account number) Reason and ask for REMOVAL!!!

You are on formal notice. Your failure to comply with the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), and the Fair Debt Collection Practices Act (FDCPA) not only harms my financial well-being, but subjects you to legal liability. If you do not rectify these inaccuracies within 15 days of receipt of this letter, I will escalate this matter through a formal complaint with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and will seek legal remedies through a civil action for willful noncompliance.

I expect a written response and corrected credit report within the legally required timeframe. This is your final warning before further action is taken.

Sincerely,

Your Name

26 comments