Top 5 Primary Trade Lines to Add to Your Credit Report

1. Credit Strong – Reports to all 3 credit bureaus.

2. Kovo – Reports to all 3 credit bureaus

3. Meet Ava – Reports to all 3 credit bureaus

4. Loqbox – Reports to all 3 credit bureaus

5. Kikoff – Reports to Equifax & Experian

💳 How It Works: Each of these accounts will report a $2,500 line of credit to your credit profile for about $20 per month.

If you get all five, that’s $100/month for a total of $10,000 in primary trade lines reporting every month — a major boost to your credit score! 👍🏿😎🚀

Bonus Strategy: The CarMax Hack

🚨 Buy a car from CarMax, keep it for up to 10 days, then return it for a full refund.

Why? Once it’s paid off, it will appear on your credit report as a paid auto loan, which can help improve your credit mix.

CarMax Return Policy:

You have up to 10 days (or 1,500 miles) to decide if the car is right for you.
Return it in the same condition you bought it, and CarMax will process your full refund.

💥 Result: You get a reported, paid-off auto loan without long-term debt!

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