Here is a method that can work with EXPERIAN. I have done this for my clients and see a mix of results. TRY it for you and see what happens. There are soooo many ways to dispute. You kinda just have to try everything and see what works for you.
Follow these exact steps inside the Experian app to dispute negative accounts:
Open the Experian App and tap on “Credit” at the bottom.
Go to your Experian Credit Report.
Find and select the account you wish to dispute.
Tap “Start New Dispute”.
Select “Accounts”, then hit “Start New Dispute” again.
When asked about identity theft, select “No”.
Choose the dispute reason: “Not mine or no knowledge of this account”.
In the comments section, COPY & PASTE this exactly: “This is not my account. I have no knowledge of this account. 15 USC 1681b”.
Submit and wait for results. đź‘€
âś… 70% Success Rateđź§ľ Drop your results in "WINS" after you complete this hack!