Here is a method that can work with EXPERIAN. I have done this for my clients and see a mix of results. TRY it for you and see what happens. There are soooo many ways to dispute. You kinda just have to try everything and see what works for you.
Follow these exact steps inside the Experian app to dispute negative accounts:
Open the Experian App and tap on āCreditā at the bottom.
Go to your Experian Credit Report.
Find and select the account you wish to dispute.
Tap āStart New Disputeā.
Select āAccountsā, then hit āStart New Disputeā again.
When asked about identity theft, select āNoā.
Choose the dispute reason: āNot mine or no knowledge of this accountā.
In the comments section, COPY & PASTE this exactly: āThis is not my account. I have no knowledge of this account. 15 USC 1681bā.
Submit and wait for results. š
ā 70% Success Rateš§¾ Drop your results in "WINS" after you complete this hack!