Debt Management Plan (DMP) · Credit repair course

Debt Management Plan (DMP)

I'm not able to afford my credit card balances right now, and interest rates are going through the roof. I'm trying to figure out which option is best for my credit in the long run. Some of those credit cards are closed with a balance. Should I consider getting into a DMP, or ignore the charge-off accounts that could lead to collections? Which option is best to consider if I want to build a relationship with those credit card companies in the future?

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