Are you trying to get approved for a car even wtih bad credit?

My recommendation is always to fix your credit first so you can get the best rates and approval odds. ✅

BUT, if you need a car quickly, CarMax can approve people with credit scores in the 500s. Most likely, your lender will be American Credit Acceptance, and while your interest rate will be higher—around 17%–21%—you’ll still get a car. Just make sure you’ve been at your job for at least 2 months.

Here’s how it works:

Go to CarMax and see if you pre-qualify.
You can put down as little as $500. It will show you a list of cars you’re approved for and what down payment is needed for higher-end options.
You can even arrange to pick up your car directly from the lot so you don’t spend hours at the dealership.

NOTE:

If you want a cheaper down payment, you'll notice that Nissans, Subarus, or Hondas would be better

However, if you can afford it and want a Mercedes, Lexus, or BMW, the down payment will be more

No games, no gimmicks—just a simple process to get a car even with bad credit.

And yes, I know this sounds like an ad, but I don’t get paid by CarMax—this is just advice to help you get a car fast.

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