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6 contributions to Assets For Life Hub
Wrapping Up the Week, Let’s Reflect!
As we head into the weekend, let’s take a moment to pause and reflect: Did you achieve your goals for this week? If not, what can you learn from it to make next week more productive? We’d also love to hear from you: Are there any challenges you’re facing that we can help with? Remember, every week is an opportunity to grow and improve. Let’s support each other and come back stronger next week!
BTL in Scotland
I spent most of time as pharmacist in SW UK, never been to Scotland or North except from Birmingham and London. Properties are fairly expensive down here, so it was quite a headache for me to release equity from house we still have mortgage on and buy first BTL in Exeter where we live. I was told it was not wise by some mentors, but decided on my own after bereavement of my mother as was not in mood for certain period of time to go for Bootcamp etc. Next stage would be to buy another one, but no more equity left in residential and 2 years fix with BTL interest only, rent starting next month. Heard about flips in Scotland etc I cannot do from Exeter, fully managed BTL most probably if 25% deposit available which is not. How to increase portfolio in next 2 years? I feel stuck more than excited... 😶
1 like • 6d
@Pavol Kosa Totally understand how you feel, it’s easy to feel stuck after the first deal, especially with limited equity and deposits tied up. A lot of us have been in that spot. Are you more interested in sticking with hands-off, fully managed BTLs, or would you consider JV/creative finance strategies to grow without relying only on deposits?
1 like • 6d
@Pavol Kosa That sounds like a solid direction JV and creative finance can definitely open up more doors without needing to tie up as much capital. Commercial from pension is a smart angle too, especially alongside index funds. Out of curiosity, do you also have any side hustles or income streams outside of property/investing that help you build up extra capital?
Hello Everyone
I’m excited to have just joined the Assets For Life Hub!A big thank you to the admins for accepting me into this amazing community 🙏 I’m looking forward to learning, connecting, and growing with like-minded people who are on the same journey of building wealth, business, and success. Excited to be here and can’t wait to get involved!
Every journey comes with roadblocks, and sometimes those roadblocks feel heavier than the progress we’re making.
When I first started out, I know how frustrating it was to put in so much effort but not see the results I expected. In property, it felt like I was constantly chasing answers. Moving into eCommerce brought new hope, but also fresh struggles, uncertainty, lack of consistency, and moments when I questioned if it was all worth it. That’s why I know many of us in this community are going through challenges right now. For some, it might be finding enough time to balance everything. For others, it might be not knowing which direction to take or how to build something sustainable. And for many, it’s the pressure of working hard but still not seeing consistent results. The truth is, these struggles are real, but when we share them, they become easier to face. We often find out we’re not alone, and the solutions can come from conversations like this. So I’d like to hear from you: What is the biggest pain point you’re facing right now, and what would help make the difference for you? Your answer could not only open doors for you, but also for someone else reading this today.
1 like • 6d
Really resonates, it’s so easy to feel like the effort outweighs the progress at times. For me, the biggest pain point has been balancing growth with limited time and resources — it often feels like I’m spinning plates. when you hit those frustrating “slow progress” phases, do you double down or step back to reassess?
From Property Deals to Online Sales: Why Business Challenges Feel the Same
When I started in property, I thought the biggest hurdle would be finding the right buildings. But the truth? The real challenge was managing the unknowns, financing, unreliable contractors, and surprises that could eat into profit margins overnight. Funny thing is, when I later explored e-commerce, I realized the challenges felt strangely familiar. Instead of lenders, you deal with payment providers. Instead of contractors, you rely on suppliers. Instead of hidden renovation costs, you face hidden shipping fees or returns. In both worlds, success isn’t about avoiding problem, it’s about building systems that turn setbacks into lessons. Property taught me resilience and creative problem-solving. E-commerce sharpened my skills in scaling and adaptability. Together, they showed me that wealth creation isn’t about luck, it’s about learning how to handle challenges better than most people are willing to. - Have you noticed the similarities between property and e-commerce? - Which lessons from one business do you think could make you stronger in the other? - If you had to choose, would you rather build wealth with bricks or clicks? Curious to hear your thoughts.
0 likes • 6d
@Jessica Ville Great, I can definitely see the parallels. Both property and e-commerce test your resilience and systems, just in different ways. For me, property feels more stable long term, while online sales move faster and keep you sharp. If you had to start from scratch tomorrow, which one would you pick first property or e-commerce?
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Stilevia Dem
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10points to level up
@stilevia-dem-8505
Driven by growth. Guided by curiosity. Grounded in progress.

Active 6h ago
Joined Sep 26, 2025
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