✅FICO 8 - Standard model. Keep balances low and pay on time. - Truist uses this model. ✅FICO 9 - Rewards you for paying rent and ignores paid medical debt. - WellsFargo uses this model, see screen with 770 fico. ✅FICO 10 - More sensitive to personal loans and long-term trends — consistent good habits matter most.” - US. Bank uses this model. See image with yellow highlight text.

On track to creating over 5 new millionaire earners this year in my inner circle ⭕️ I just want to use this moment to say I’m full of gratefulness and gratitude and want to thank everyone on this journey It’s been a hell if a ride , learning , grinding, losing , winning , but I was willing to do what ever it took ! NO MATTER THE COST , NO MATTER THE TIME IT WAS GOING TO TAKE ..NO MATTER THE WORK THAT WAS HAD TO PUT IN 💯 And the outcome has been next level …I’m ready to run through a brick wall if I had too ! Who reasy to have they first million dollar year type “ I’m Next “ in the comments 💪🏾🏆✅

My credit Score is 701 Payment History is 100% Credit Card Usage is 27% 0 Deragatory remarks Credit age 8 yrs 5 mos 6 total accounts (3 open, 3 closed, all credit cards) 0 Hard Inquires ( 1 Hard inquiry on Transunion thats 4 months old for me BECU account) I know I need a better credit mix. I plan to open My LLC. I need a new vehicle. What do should I do now? How can i get to a 750?

Been working hard to get here. Credit builders like kickoff,Kovo,Ava,Self,Bridget have all contributed to my scores rising.In addition to keeping my capital one credit card below 5% if not 0% if possible. Experian is a 707. I still have a bankruptcy and 2 accounts I’m working on removing. Then we can start getting to the bag. Let’s go!!!!

Anybody know what’s happening with Elon dismantling the cfpb and fcra laws ? How soon will stuff start to be implemented and how will we pivot.