Hello All, Please send in your questions for the lawyer to address this Thursday. I’ve already forwarded the ones I saw in a post but add your questions here if you want them included. Thanks!

Hello All, Nicole and I are in the process of creating a new offer and wanted to know which name you like the best. I am only going to give the name suggestions (so it won't influence your decision) please let me know which is your favorite and what you it brings to your mind. Thank you kindly!

For the first time since December 2021, my credit scores are above 700! 🥳 due to a series of unfortunate events, my credit score dropped from the 700’s to the 500’s in 2022. I’ve been rebuilding it and am so excited to be back in the good zone!

The "Money In Relationships" session was great. One thing I can say about my husband and I, we made our decision as to what our financial relationship was going to be like. We cut out the noise from others and focused on what would work for us. With an accounting background I had to be willing to teach and learn. We understood that we both came from different backgrounds. My mom became a single parent and raised my sister and I to be financially independent. My husband's parents raised boys but did not know anything about finances. They just made ends meet. He knows more about fixing things which saves us a lot of money. He taught me to use a lawn mower, snow blower, etc. I taught him how to budget and save. Our approach is to use our budget and split the bills. This approach works best for us so that no one feels they are paying more than the other. We have a household account (includes an emergency fund) to pay bills. The only excess in this account is for emergencies. Any additional funds that each of us have can be used any way we want. We each have our own individual account. At one point my husband thought I was not being fair with bills because I had more 401k and savings then him but once I explained why he soon changed his habits and started to save more. He stopped buying a new car every 5 years where I only bought a car every 10 years. I started contributing to my 401k as soon as I was eligible. When he realized the benefit of free money (company match) he started investing. We are now financially independent and both retired early. I would say that communicating even when it was difficult helped us to get past many hurdles. We both realize that our perspectives are different and that doesn't mean one person is right and the other's perspective is wrong. It just means that we are different.

Hello All: Sunday's meeting was informative and a chance for me to check in with accomplishments, roadblocks and next steps for the first time. I hope to keep the momentum going. My next steps are to check on HYSA in the US and if it exist here in Portugal. Also, get a better understanding of ETFs as I prepare to add them to my portfolio. Stay consistent in checking in to FI.