My credit Score is 701 Payment History is 100% Credit Card Usage is 27% 0 Deragatory remarks Credit age 8 yrs 5 mos 6 total accounts (3 open, 3 closed, all credit cards) 0 Hard Inquires ( 1 Hard inquiry on Transunion thats 4 months old for me BECU account) I know I need a better credit mix. I plan to open My LLC. I need a new vehicle. What do should I do now? How can i get to a 750?

When i'm sending a dispute letter to a furnisher (Portfolio Recovery Associates) or a debt collector, should I be sending it to their main business address or should you be trying to find their registered agent? The registered agent is the person or company designated to receive legal documents on behalf of the business. Can sending the letter to the registered agent can sometimes be more effective? But how do you even find a company's registered agent information? Do anyone have any good resources to share for locating a company's registered agent? I want to make sure I'm sending my next dispute letter to the right place to get the best results. Looking forward to your insights!

I was told I have a freeze on the 3 credit bureaus so they could not do a soft pull. I checked online and all 3 bureaus are not frozen. I submitted an application for business checking account. When I completed the application they said that the could not approve me at this time. I got an email that said they need more information with a number to call. I calle the number and they said I have a freeze on the credit bureaus. I just checked all 3 bureaus online and I do not have a freeze. They told me they pull transunion and that the first one I checked. No freeze. I do have a freeze on secondary bureaus though. Could that be the problem? Any one else ran into this problem?

I completed online disputes with Transunion, and Experian, i sent in a letter via certified mail to Equifax. I disputed the same 2 accounts for each Consumer Reporting Agency (credit bureau). Transunion deleted one of the accounts in collections , and verified and updated the 2nd account. Experian verified and updated both accounts. What can I do if one of the Consumer Reporting Agency (credit bureau), deletes and the other verifies? Can i get the other CRA's to delete if one deletes it? If so how?

Y’all asleep or nahhhhh?? Who’s up executing!? Let me know ✅🥶😆🥳😎