Any thoughts on which is better? Specifically, I'm interested in UBS vs Fisher Investments. Maybe this isn't the right place to ask? If the fees and returns are similar, does one of them end up giving a better tax advantage?

as you can tell this community has been extra Giphy lately.. if you didn't know I am competing in a competition called the Blitz in one of the best communities Goosify. my partner @Gunta Skrastiņa and I are doing very well and are currently in first place on the leaderboard.. the other side to the scoring is how much our specific community rises in the discovery ranks, hence all the GIFs to get our activity level up.. The competition ends 2/3 so I apologize in advance that it will continue until then. I am happy to answer any and all tax questions that you have, please just tag me in the post so I get notified as the blitz causes tons of notifications. we appreciate you all so much! if you do not want to participate in the GIFs we completely understand, but if you want to join in and have some fun we would love that as well :) if we win we get flown out to hang with the Skool World Tour team and gain more insight that we bring right back to the group. we have also been crafting/finalizing our new offer and have been taking our time to make sure it is right before we unleash it on everyone. Thank you for being a part of our journey 🥰

I was advised today, if you are concerned that a high flying stock or ETF might go down but are interested in the potential future upside, rather than sell it now and have to pay capital gains and buy it back later you can buy "puts" and not have to pay the tax on gains, unless it does go down, which now might be in the next calendar year. Do other people here do this? I was thinking it might be useful as we are going into a new year, and if I can delay my selling to next year I can spread out gains so I don't have to cough up the cash for those gains on April 15, 2026. Am I looking at this wrong? For more details AI stated the following: Key Tax Implications of Buying Puts as a Hedge - No immediate capital gains tax on the stock: The primary benefit is that you don't sell your stock, so you don't trigger an immediate capital gains tax event. The unrealized gains remain unrealized until you eventually sell the stock. - "Straddle" rules and loss deferral: The IRS generally considers holding a stock and a put option on that same stock with a similar strike price a "straddle," which means:Losses on the put may be deferred: If you close the put at a loss (e.g., if the stock goes up and the put expires worthless), that loss cannot be deducted until you sell the underlying stock.Gains on the put are taxed: If the stock falls and you sell the put for a gain, that gain is taxable in the year you realize it. - Holding period may be affected: If you buy a put on stock you've held for less than a year, the stock's holding period immediately stops accumulating for tax purposes. It will only restart once the put option position is closed. This could prevent your gains from qualifying for the lower long-term capital gains tax rate, making them short-term gains (taxed at your potentially higher ordinary income rate) even if you hold the stock for over a year in total. - Dividends may be affected: Buying a put on a dividend-paying stock may cause the dividends to be taxed at the higher ordinary income rate (non-qualified dividends) instead of the lower qualified dividend tax rate, as the holding period for the stock is considered "hedged". - Cost of the put: The premium you pay for the put option becomes part of your cost basis in the overall position, but it is not a deductible expense until the position is closed or expires. 

I've been looking around the community and there are whole conversation threads where nobody has liked any of each others comments. If somebody says something to you, like it! If someone makes a post, like it! If you make a post/comment, like it (it won't give you points, but it helps @Brian Rushalski grow this by going up in discovery ranking)! In my community, I don't have a single post or comment that I have not liked. Let's bring the same energy here!

here's our leaderboard standings from the second week of Decemeber's Dojo!!!! 1 - @Dragos Loghin 2 - @Mete Olmez 3 - @Lisa Z 4 - @Mary Wilmer 5 - @Rebecca Bautista 6 - @Kunmi Oduola 7 - @Maureen Rushalski 8 - @Christine Howatt 9 - @Simon Hegener 10 - @Jay Hanan right now we have Dragos, Mete, & Lisa leading the pack! 16 days left... still plenty of time to make some moves 😉 also, we have some new Dojo competitors up on that leaderboard!!! S/O Kunmi & Christine!!