How to get personal funding
(Auto loan Interest Rates LOWER than Home Loans — This Strategy Converts!) I secured $100,000 in personal funding and had the money deposited into my checking account within 24 hours. The crazy part? I don’t even bank with SunTrust — you don’t need to be a member to run this play. 💡 Funding Breakdown Loan 1: - Amount: $35,000 - APR: 5.19% - Approval Time: Instantly approved within seconds of applying on my phone - Funding Time: Deposited into my checking account the next morning - No phone calls. No documents. Zero hassle. Loan 2: - Amount: $65,000 - APR: 5.14% - Applied 5 months after Loan 1 (They cap at $100K total funding) - I received an email to call in for verification. They asked me 3 simple questions: - After uploading docs and completing a quick identity quiz, I was approved. - Funds hit my account the next morning — again, EASY money. ✅ How to Run This Play (Takes 5 Minutes) I’ve done this for clients with credit scores as low as 715. They’ll pull your report from Equifax or TransUnion (check that your report is unlocked). 1. Go to Lightstream.com (they’re SunTrust’s partner, but you don’t need an account with them) 2. Choose Individual Application 3. Under loan purpose, select Used Auto Purchase from Dealer (Trust the process — they never ask for a title or dealership info, even a year later) 4. Enter your desired Loan Amount and Term Length 5. Opt-in for AutoPay for a rate discount 6. Provide Checking Account info for deposits & payments 7. Fill in your Personal Info (Name, Address, Job, Income — make sure income comfortably covers your current debts + this loan) 8. You’ll need a Visa or Discover Card for identity verification 9. Ensure your credit reports are unlocked/unfrozen 10. Submit the application — that’s it. 🎯 Final Tips: - This strategy is best for credit scores 715+ - The rates stay locked in — no increases, no surprises - Title or dealer info is NEVER requested - I’ve done this for myself and for clients successfully — it works like a charm