Hi everyone — asking for a friend who is a non-U.S. person with no SSN or ITIN. Is there any practical way to open a personal checking account at a U.S. brick-and-mortar bank that is unconditionally free? My friend visits the U.S. once or twice a year for a week or two and wants the account mainly for local expenses. Most banks we’ve checked charge monthly fees unless you meet waiver conditions like minimum balance, direct deposits, age requirements, or regular activity, which does not fit this travel pattern. The only close option I found is BMO Smart Advantage Checking, but BMO branches are limited to certain states, mostly California, Illinois, Wisconsin, Colorado, and Arizona — not New York or surrounding states. Any better ideas or personal experiences from nonresidents without an SSN/ITIN? Thanks!

I called the IRS ITIN hotline exactly 4 weeks ago and requested a change of the mailing address and a re-issued ITIN notice to the new address (within the same neighborhood in a suburb of Los Angeles). Until May 26th I did not receive a new notice and my profile in IRS.GOV still shows the old address. Is it normal that nothing changed since 4 weeks? How long might the technical update and the delivery of the new ITIN notice take? Would be nice hearing about your experiences regarding that matter. Thank you!

Hey Everyone, I working with my team on creating content for the classroom section. I want to fully revamp this community and make it even more helpful. If you guys have specific topics you want covered, feel free to add them here. Thanks!

Hello all, For those that have a LLC through a registered agent. What proof can we ask the agent to provide us to make sure that the end of year filings have been successfully submitted?

Its been over 3 weeks since i submitted my SS-4 for my Wyoming SMLLC. i see sellers on fiverr claim that they can do it in 2-4 days. Any idea how they are doing it this fast?