Good morning. It’s Monday, August 4th, 2025, and like clockwork, I’m out collecting all the trash and recycling. Not the most glamorous part of my routine…but you know what? It’s the perfect time to reflect on the difference between what we throw away—and what we keep. That’s where The Millionaire Mind by Thomas Stanley comes in. 📚 One of my favorite takeaways from his book? 💡 Millionaires are more likely to resole their shoes than replace them. That simple truth says a lot. They don’t chase the newest thing. They buy quality, take care of it, and make it last. That’s not cheapness. That’s stewardship. And it turns out, that mindset is the real key to building lasting wealth. ⸻ Here are a few more counterintuitive gems from The Millionaire Mind: ✅ Resole > Replace – Buy high-quality goods and maintain them. It’s not just about saving money—it’s about respecting what you own. ✅ Frugality is a virtue, not a flaw – Many millionaires live in homes well below their means, drive used cars, and budget carefully. ✅ They outsource less than you think – The wealthy often handle their own finances, household maintenance, and even lawn care—not because they have to, but because it keeps them grounded. ✅ They value peace of mind over prestige – Flashy status symbols are often more appealing to the middle class than to actual millionaires. ✅ They teach their kids to work – Generational wealth starts with generational values, not handouts. ✅ They’re fanatical about financial independence – It’s not about being rich. It’s about being free. ✅ They embrace boring habits (Like Monday/Fund-Day…when we pay down debt, save toward a rainy day or shorter term goal, and/or invest for our future selves) – Discipline, delayed gratification, goal-setting, and compound interest might not go viral—but they do build wealth. ⸻ So the next time you’re tempted to throw something out—ask yourself: • Could it be mended? • Could it be reused? • Could it be enough? Because wealth isn’t always about what you acquire.

Good evening, It’s Sunday, August 3rd 2025. If Song of Songs were a film, it would be the love story to end all love stories—an impossible-to-miss romance between the mysterious but mesmerizing Shulammite woman and her beloved: a humble shepherd boy from the country. She’s brought to Solomon’s palace. Offered luxury, praise, and position. But she says no to the world’s crown…and yes to a love that cannot be bought. She walks away from the palace and returns to the one who knew her, loved her, and honored her before she was “someone.” Which is everything, isn’t it? From her point of view… Who needs a king and the trappings of palace, scepter, and throne when you can have the perfect poet/warrior/gentleman/shepherd? ⸻ 💡 What does it mean for us? The story challenges each of us to choose: • Purity over power • Character over credentials • Sacred over superficial • Love that transforms over love that merely flatters It’s a living parable of spiritual fidelity in a world of seductive options. ⸻ And yesterday, as the officiant…I saw it all unfold in real time. I witnessed a bride who could have landed anyone at the Yellowstone Club. And I mean anyone—any eligible bachelor, any modern-day Solomon. But she chose sacred over status. She chose a country boy from Laramie. Not a literal shepherd—but in every meaningful way, one at heart. This man—he lives Colossians 3:12–16 like few I’ve ever seen: • Clothed in compassion • Kind as kind can be • Gentle in grief • Strong in service • Patient when waiting for change • Faithful in love In the wake of his father’s passing, he has stood in the gap for his widowed mother, grieving sister, and younger brother with wisdom beyond his years. As his name suggests, he is both beautiful and wise. But also tender and brave. A shepherd. A son. A servant. A poet. A warrior. A gentleman. ⸻ ✨ What a day. What a story. What a transformative love. Not just for them. But for everyone who witnessed it. Including me. Meeting them—and seeing them marry—transformed me in a Romans 12:2 kind of way.

Good morning. It’s Saturday, August 2nd, 2025. A gym membership… That charges you more when you don’t go. 💸💸💸 Can you imagine the kind of shape people would be in? Now picture this… An app that charges you when you don’t: • Pay down your credit card 💳 • Save for your emergency fund 🆘 • Contribute to your investment goals 📈 • Opt for something fueling and instead choose something fried 🥗➡️🍔🍟 Here’s the truth nobody likes to say out loud: Indecision has a surcharge. Inaction is a subscription service you never meant to sign up for. And doing the opposite of what you know is right? That’s a tax on your future self. Every time you skip the gym, the greens, the budget, the deposit… You’re still paying. Just in hidden fees: • Higher interest • Lower energy • Slower progress • Regret We often think we’re “avoiding pain” by skipping the hard thing. The purpose of tuition isn’t to pay it endlessly. It’s to learn, apply, and become. So today, let’s stop paying for the same lesson twice. Let’s stop being guilty-as versions of ourselves, and start becoming the best versions of ourselves. 📍Audit your life: If the “surcharge app” existed, where would you be getting hit the hardest—Wealth or Wellness? Start there. Then move upward. Then move onward. Because that’s what you were designed to do. #millionaireME #UnleashYourInnerTBA #WealthAndWellness #NoMoreSurcharges millionaireME | Upward and Onward Towards Happy, Healthy, Wealthy, and Wise 🐷🪽

Good morning. It’s Friday, August 1st, 2025. We talk a lot around here about wealth management. And health management. But the silent MVP—the one asset that outranks them both—is time management. And I don’t mean time-blocking your Tuesdays or color-coding your calendar (though that’s fine). I’m talking about macro time management—the kind that zooms out to 30,000 feet and says: “What is this season of life for?” I recently came across a brilliant idea that stuck with me: ✅ Every year should be defined by one major success Think: Finish the book. Launch the business. Run the marathon. Repair the relationship. Make it a defining victory. 📘 Every quarter should have a clear theme Maybe Q1 is health. Q2 is finance. Q3 is family. Q4 is fun and reflection. Quarterly themes bring intentional rhythm to your year—like seasons of sowing and reaping. 🌍 Every month should include (at least) one mini-adventure It doesn’t have to be Everest. A spontaneous hike, an overnight road trip, a weird restaurant, or just a morning with no phone. Adventures are what make the memory bank rich. ⸻ Now, let’s do the math: 1 Big Win per Year × 10 years = 10 defining victories 4 Themes per Year × 10 years = 40 focused life chapters 1 Adventure per Month × 12 months × 10 years = 120 unforgettable experiences Multiply that across your adult life and you don’t just have a plan— You have a legacy. ⸻ At millionaireME, we believe the wealthiest people aren’t just managing their money… They’re managing their moments. 👉 So, what’s your “Big Win” this year? 👉 What’s this quarter’s theme? 👉 Got your adventure on the calendar yet? Tell us below. ⬇️ And let’s make time the most valuable investment in your portfolio. #millionaireME #TimeManagementMatters #UnleashYourInnerTBA #LiveLifeOnPurpose millionaireME | Happy • Healthy • Wealthy • Wise 🐷🪽

Good evening. It’s Thursday, July 31st, 2025. Meet Fiona-something-or-other-with-a-beautiful-but-impossible-to-spell-Italian-last-name. She’s 12. She’s starting a business. And today, she showed up at our front door completely alone to sell homemade chocolate chip cookies. No parent. No sibling. No friend lurking at the curb. Just a dozen ounces of courage wrapped in a Ziploc bag and a brave smile. She was nervous. You could see it. And how could she not be? Most adults wouldn’t dare cold-call a stranger’s house. But there she was, doing it anyway. Now, being a girl dad—with two entrepreneurial daughters who launched their own cupcake business years ago—I wasn’t just buying cookies. I was watching history repeat in the most beautiful way. 😊 So, of course I bought the cookies! As a tip of sorts, I also offered Fiona three suggestions, which she gladly accepted: 1. Don’t be nervous. You have every reason to be proud. You’re doing something 99.9% of your peers wouldn’t dare to. You’re already winning. 2. Don’t let anyone talk you down on price. $5 for five hand-delivered, homemade cookies is a steal. If someone tries to haggle, they’re not your customer. Smile and move on. You’ll find your people. 3. (The one I thought of after she left): Give buyers a way to buy again. A card. A QR code. A sticky note with a name and number. Return customers are how businesses are built. And guess what? She was already smart enough to accept Venmo. (No cash? No problem. We Venmo’d her mom.) As we closed the door, we both said the same thing: “We’re so proud of her—and our girls at that age too.” Here’s the truth, friends: If you want to raise capable, confident, successful kids, encourage them to start something. Anything. A business. A service. A hustle. It teaches initiative, courage, pricing, rejection, confidence, and follow-through—all in one cookie bag. And if someone like Fiona knocks on your door? Buy the cookies. 🍪 And if you’re part of the millionaireME community—tell them: “You’re doing amazing. Keep going.”