1. Ki faktè ki gen plis enpak sou yon FICO score? A) Credit mix B) Payment history C) Laj kont yo (length of credit history) D) New credit / inquiries 2. Jean gen 2 credit cards. Kat A gen yon limit $1,000 ak yon balans $900. Kat B gen yon limit $9,000 ak yon balans $0. Ki TOTAL credit utilization li? A) 90% B) 45% C) 9% D) 0% 3. Si w tcheke pwòp rapò kredi w oswa pwòp score ou, kisa k rive? A) Sa baw yon hard inquiry epi score ou bese B) Sa baw yon soft inquiry epi li pa afekte score ou C) Bureau a mete yon nòt sou dosye w D) Ou ka tcheke l sèlman yon fwa pa ane 4. Mr Bikool fè $6,000 pa mwa anvan taks, epi li touche $4,800 apre taks. Tout peman dèt li chak mwa vini $1,800. Ki DTI ( debt to income ratio) li ye? A) 37.5% B) 30% C) 26.7% D) 33% 5. Ou gen yon card ansyen depi 12 an, li pa gen balans, epi pandan 2 mwa pase ou komanse pa itilize l. Si w fèmen l, kisa k ka rive? A) Score ou ap monte paske w gen mwens kredi disponib B) Kont lan disparèt sou rapò a menm jou a C) Utilization ou ka monte paske w pèdi limit kat sa a, epi score ou ka bese D) Anyen pa chanje LAGE REPONS OU NAN COMMENT LAN, ANN TESTE KONESANS OU, PA GEN CHEAT!!! 👇

Ann wè kiyès ki vrèman ap suiv la 👀💳 Mete repons ou nan kòmantè yo epi ann wè kiyès ki ka jwenn tout 10 kestyon yo byen. 1️⃣ Kiyès nan bagay sa yo ki ka afekte kredi w plis ? A. Peye anreta B. Verifye kredi pa w C. Gen yon kat debi D. Itilize aplikasyon bank ou E. 75% Credit Utilization F. 6 Hard Inquiries 👇🏽 Mete repons ou nan kòmantè a!

Pa bliye — nou gen Klas Biznis LLC jodi a Jedi @ 8:00 PM EST. Nap pale de biznis LLC, kijan pou mete biznis ou sou bon baz, ak estrateji pou bati kredi biznis ou. 🔗 Link: https://www.skool.com/live/XXVfQJ9kY7J Pa rate klas la, nap we pita!!

⬆️🏦 BUSINESS FUNDING SEQUENCE 💳 🚀 Men yon strategic lender order & approval sequence ou ka itilize an 2026 pou w stack business credit cards epi chèche jwenn pi gwo total available limits posib, selon règ lender yo ak real-world data points. 🔥 BUSINESS CREDIT CARD APPLICATION ORDER 1️⃣ Chase Bank Kòmanse ak JPMorgan Chase Bank business cards, tankou: 💳 Ink Business Preferred 💳 Ink Business Unlimited Chase ka pi restrictive akoz 5/24 rule sou personal cards. ( selman 5 nouvo kont dwe sou krediw pandan 24 mwa) Se poutèt sa, li bon pou aplike pou chase avan tout lot bank si w ta gentan gen 4 kredi kat deja nan rapo krediw nan mwens 2 lane. 2️⃣ American Express (Amex) Apre sa, konsidere American Express business cards, tankou: 💳 Business Gold 💳 Business Platinum Amex gen pwòp approval pace pa li epi li ka ofri gwo spending power sou kèk pwodwi. Sonje verifye règ Amex yo, tankou once-per-lifetime bonus eligibility. 3️⃣ Citi Apre Amex, ou ka pase nan Citi business credit cards, tankou CitiBusiness® options. Citi kapab yon bon middle issuer pou kontinye stack limits yo apre Chase ak Amex. 4️⃣ Bank of America Apre sa, target Bank of America business cards. BoA gen plizyè application rules ki ka limite kantite accounts ou ka louvri nan yon sèten peryòd. Mete li apre Chase/Amex/Citi kapab ede w diversifye lenders ou yo. 5️⃣ Capital One Apre sa, konsidere Capital One business cards, tankou: 💳 Spark Cash Plus 💳 Venture X Business Capital One ka pi restrictive sou application frequency, epi yo ka pull all three bureaus. Se poutèt sa, li enpòtan pou profile ou solid avan ou rive nan etap sa a. 6️⃣ U.S. Bank Apre sa, ou ka konsidere U.S. Bank business cards, tankou: 💳 Triple Cash Rewards Visa® Business U.S. Bank ka mwens predictable, men yon profile ki gen bon credit mix ak bon payment history kapab ede. 7️⃣ Navy Federal Credit Union — IF ELIGIBLE Finalman, si ou kalifye pou membership, ou ka konsidere Navy Federal Credit Union business cards. Navy Federal koni pou kèk products ki ka ofri high credit limits ak bon terms, men membership eligibility is required.

LIST ACCOUNT OU KA AJOUTE SOU PROFIL KREDI W’ ( Yo pa tcheke kredi w) Si w gen mwens pase 5–7 accounts sou profil kredi w, ou ka konsidere ajoute kèk credit builder accounts oswa secured cards, rent account ki rapote . Sa yo ka ede w bati yon profil kredi ki pi solid: 1️⃣ 💪 CREDIT STRONG → https://myusn.link/2nXfLK 2️⃣ 📈 KIKOFF → https://kikoff.com/?utm_source=referral&utm_medium=partner&utm_campaign=gridwise&utm_content=marketplace 3️⃣ 💰 SELF → https://self.inc/refer/16030721 4️⃣ 🏠 CREDIT RENT BOOST → https://www.creditrentboost.com/ 5️⃣ 🏠 RENTREPORTERS → https://account.rentreporters.com/s/Register?referral=ref-kmiche-57oh4i 👉 Itilize Referral Code: ref-kmiche-57oh4i 6️⃣ 🚀 KOVO → https://kovocredit.com/r/M453YK0S 7️⃣ 💳 GROUP ONE PLATINUM → https://myusn.link/MQwdVI 8️⃣ 🏦 CRED AI → https://cred.ai/ 👉 Itilize Code: RSBQQX 9️⃣ 🔐 NAVY FEDERAL PLEDGE LOAN / PENFED 💡Ou pa foseman bezwen ouvri tout yo, ou ka komanse ak 2–3 selon budget ou. 💰 Ou ka resevwa lajan back tou ak kelke nan credit builder app sa yo. 1. Self & Credit strong: Ou ka resevwa lajan ki akimile a lè tèm nan fini, selon kondisyon plan an. 2. Kikoff & Kovo: Yo plis konsantre sou credit-building/reporting; yo pa yon savings/credit-builder loan kote ou resevwa lajan back. 📢 Pran aksyon, si gen kesyon lagel nan comment lan anba👇