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Owned by Hoodrich

HRC Credit Mentorship

741 members β€’ $129/month

Hoodrich Beginner Credit Class

1 member β€’ $10/month

Building Your Credit The Hoodrich Way!

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786 contributions to HRC Credit Mentorship
Mar 24 β€’Β 
Zoom Recordings
funding fulfillment zoom rec Mar 23,2026
https://us06web.zoom.us/rec/share/st5pnEL0Z1EQ2vVl2UesoNzXDEZU1lE8QrlSei8Vw9Mx4PuRzavHtwjCgIan-eOV.G-Qi4D5y0_jxVVBM
1 like β€’ Mar 24
@Kaiji Harris hit me in the dms
1 like β€’ 3d
@Charles Walker wassgood bro. first step is gettin ur personal profile right. clean report, low utilization, solid score. thats what they lookin at before they hand out anything. where ur credit sittin right now? drop it here and I'll tell u what to knock out first πŸ”‹
Question
I have a debt of $177 with affirm. It got labeled as charge off, I called them and they said I have to pay it they can’t settle or do a pay for delete. How do I go about getting that taken care of if not possibly deleted?
1 like β€’ 3d
that's exactly the type of account me and my team go after bro. the reps on the phone always gon say u gotta pay it, that's literally their job. real talk payin a charge off don't even delete it, it just updates to paid charge off and keeps sittin on ur report. let us dispute it first before u send affirm a dime. if it's still stuck after we run at it we'll talk next moves πŸ”‹
NFCU Play
Tryna do the navy fed back door but they keep asking for name and date of birth for the grandfather
1 like β€’ 6d
if ur grandfather actually served u good bro, just put his real name n date of birth. that's the family member route n navy fed just verifyin the connection. the exact steps for the backdoor is broke down inside the classroom so run that module back. n if u still hittin a wall after that bring it to the weekly zoom n we gon walk through it live πŸ”‹
1 like β€’ 3d
Bryan wat Rafael said is real, the video walk u through it. the full backdoor method is also broke down step by step inside the classroom here too. run that module n if u get stuck bring it to the weekly zoom πŸ”‹
Golden 1?
Does anyone have a golden 1 credit union. Are they good for funding haven’t seen much videos about them.
1 like β€’ 3d
golden 1 solid if u in California but thats the catch, they only give new credit to Cali residents. their unsecured cards do start around $5k limits which aint bad. but real talk they a regional play, not a main fundin bank like Navy Fed. if u already a member keep the relationship warm, just dont build ur whole fundin plan around em πŸ”‹
Doubled Back
Just giving a heads up that an account came back and hit my credit report. Lmk if you guys need anything from me.
1 like β€’ 3d
good look for the heads up bro. accounts poppin back up after they get deleted happens sometimes, the furnisher tries to reinsert it. me and my team gon catch it on the monitorin and hit it again. u aint gotta do nothin on ur end, if we need anything we'll reach out πŸ”‹
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