Grand rising tribe. We had something interesting happen yesterday that can benefit all Fundops clients.I had a personal friend whose son is in the NFL contact me for funding for his wife. Wife had over 50k in personal credit cards, 780+ Fico and a 2 year old LLC. MONTHS ago I shared with this friend the relationship banking process ( Seasoning bank accounts ) which never got established at the time. They went to chase yesterday , opened the business checking account , deposited 5k .... we introduced to the RM at CHASE and to my surprise, this client was only approved for 14k when I for sure estimated a 50-75k approval. I then went on to manually fill out the second application and to my surprise DECLINE! We called the reconsideration line for the banker to say , well you JUST opened a business checking account you were declined because we do not have enough information / data on the business. I share this with you guys because the relationship banking part of the process is one of the most crucial steps in getting larger approvals. Steps To Follow : 5-8 transactions monthly on the PRIME bank account we recommended If you can also get a payroll account and pay yourself from the business checking account bi weekly this adds points to your internal scores If you cannot, order checks and pay yourself bi weekly. All business transactions must run through this account with no negative days throughout the month Personal + Savings + Business Checking account with the lender goes a long way if you can. The market is changing , CHASE changed everything once again, we must get re committed , re focused to cross the finish line. Hope this helped =Your Funding Coach Timo

We had some members get some really great results this week on the Credit Repair side. These stall letters cannot and will not stop us! If you are a $99/month member , make sure to message @Amber Gonzalez for a free Live Credit Audit to get the details on what needs to improve so we can fund. We have a massive 4th of July sale going on via credit repair this weekend 🐺

Lets clap it up for @Pharaoh Kyle ! Finished at 80k on the first round. Would 80k of 0% biz credit take your biz to the next level?

Most business owners don’t realize this… When you apply for business credit or funding, lenders aren’t just looking at your business. They’re pulling your personal credit profile and making decisions based on what they see there. Here’s the truth nobody tells you: - Your personal credit limits signal to lenders how much other banks already trust you with - Low personal limits = low business approvals. It’s that simple. - Lenders use your personal revolving utilization AND installment history to gauge risk - A thin personal credit file = automatic declines on $50K+ business funding So what do we do about it? We build BEFORE we apply. 🏆 Client Win — Jan Pierre @Jan Pierre Ventura followed the FundOps path and strategically added: ✅ $20,000 in revolving credit — including a brand-new $15K credit line and a $5K limit increase ✅ $30,000 in installment credit — a strong installment tradeline reporting across all 3 bureaus ✅ $50,000 total added to his personal credit profile ✅ Perfect payment history — every single month reporting as “Current” This wasn’t random. This was strategic credit positioning — beefing up his personal profile so that when he goes into his funding round, lenders see a borrower they WANT to approve. 📊 Here’s what lenders actually look at: 1️⃣ Revolving credit limits — Higher limits = higher trust signals. Jan went from $2,250 to $20,000+ in available revolving credit. 2️⃣ Installment tradelines — Shows you can manage structured payments. His $30K installment is rock solid. 3️⃣ Payment history — All green. Every month. No exceptions. 4️⃣ Credit mix — Revolving + installment together shows lenders you’re a well-rounded borrower. When Jan walks into his funding round, his profile says: “I handle large amounts of credit responsibly.” That’s the difference between a $10K approval and a $100K+ approval. This is the FundOps framework: 🔹 Build your personal credit strategically 🔹 Position your profile for maximum approvals

To ensure the content and education that is about to roll out only goes to the right people, committed , consistent , hungry entrepreneurs that want to THRIVE, I will be doing a cleanup within 24 hours. Those that have not : Completed the WELCOME Module Is a PAID member [ Sacred Wealth Systems Minimum] Have not introduced yourself in the WELCOME post Have not showed up to a Mindset Monday Will be exited this time tomorrow. Please drop an EMOJI if you are an ACTIVE member!