Good morning everyone 😎 I want to know Are you a coffee drinker in the mornings or do you drink water, or an energy drink? @DanTay Carter @Virginia Meador @Tierra McCool @Ayana Dockery @Nicholas HiVibe @Mary Johnson @Toya Thames @Kate Duenas @Carl Miller @Alvin Scott @Michelle Rice @Abrahan Mendez @Natanel Banks @Briana Bowdoin @Etasha Burris @Kayla Ceaser @Sarah Green @Laura Gomez @Jesus Barreto @Tremayne Brice @Akira J @Ryan McGovern @Mike Galvan @Joyce Martin @Erica Johnson @Tricia Jones @Zorica Bjelicic-Haboj @Kisha Munson @Lisamarie Morris @Low Key @Deandrew Farris @Kayla Lawrence @Kuwana Calice @Salma Banda @Simply Royal @Ryan McGovern @R. Jane De Los Reyes @Tenia McIntosh @Matthew Babich Babich @Erik Ayala @Jim Thompson @Brenda Epkins @Anne Braham @Justin Lake @Mandy Mia

This only applies to the only information that matters. The financial information. Put these answers for better approval odds. Do you own or rent? Answer: RENT What amount is your rent? Answer: $604 What is your income? Answer: $115,000 What is your source of income? Answer: Full time employee Which accounts do you have Answer: both checking and savings How long have you been at this address? Answer: more thean2 years Context: as long as you don’t put anything above 115,000 then banks just have to take your word for it when putting income information as long as it’s not too high on a credit application they are unable to verify your income. if you put anything higher then they’re gonna ask you for tax returns. Drop a 💎 in the comment if your going to try this

Hey family, gather ’round—I’ve got a little story to tell. First off, let me just say welcome to all the new faces who’ve joined us recently. Whether you stumbled in by curiosity, intention, or recommendation—you’re here at the right place, at the right time. And for that, I’m grateful. Let me give you a little peek behind the curtain—just the last three days alone since I started going live and sharing what I know about credit repair and how I run my company… it’s been a whirlwind. I’ve spoken to at least 100 people. Not an exaggeration. Between Zoom calls, Google Hangouts, emails, texts, and phone calls—my phone hasn’t stopped buzzing. And guess what? Every single one of you in this group has access to my personal number, so you already know how to reach me. 😎 Here’s what I want you to know: I show up in this space with a heart to help. No gimmicks. No hidden fees. Just real support. This group is completely optional—but I promise you this will be one of the most valuable communities you’ve been part of in a long time. That’s why it’s free to join and only $30/month—not $100 or more like those other credit repair groups that barely show up. Client or not—you’re welcome here. You can text me, message me, ask questions, anytime. Just remember, I only take on four private clients a month. Why? Because I do everything by hand, and I want to give each person my full attention. Quality over quantity, always. Not even kidding I only have 1 spot left to join until more slots open in October, 2025. If you just want to save time and have me fix it for you just text me Now let me share a vision with you… I’ve been thinking about spreading the word, getting this group out there on social media. And to be real with you—I’m on a mission to grow this community to 1,000 members by the end of 2025. Crazy? Maybe. But impossible? Not at all. So if you’re reading this and you’ve got a social media presence—whether it’s 1 follower or 1,000—on IG, TikTok, or YouTube, and you want to help spread something real that actually changes lives… text me. Let’s grow this together.

Hi I'm Michelle I'm New to the group any insights and tips?

My recommendation is always to fix your credit first so you can get the best rates and approval odds. ✅ BUT, if you need a car quickly, CarMax can approve people with credit scores in the 500s. Most likely, your lender will be American Credit Acceptance, and while your interest rate will be higher—around 17%–21%—you’ll still get a car. Just make sure you’ve been at your job for at least 2 months. Here’s how it works: 1. Go to CarMax and see if you pre-qualify. 2. You can put down as little as $500. It will show you a list of cars you’re approved for and what down payment is needed for higher-end options. 3. You can even arrange to pick up your car directly from the lot so you don’t spend hours at the dealership. NOTE: If you want a cheaper down payment, you'll notice that Nissans, Subarus, or Hondas would be better However, if you can afford it and want a Mercedes, Lexus, or BMW, the down payment will be more No games, no gimmicks—just a simple process to get a car even with bad credit. And yes, I know this sounds like an ad, but I don’t get paid by CarMax—this is just advice to help you get a car fast.