To be a Millionaire your Health has to be your wealth too. When I was chasing money and monuments to my success, DYI investing I had a few scares finally the last one stuck or I be leaving my Wealth for someone else to enjoy. Wearables are important, regular check ups doctors and eating healthy should be just important and I was biggest hypocrite climbing to 449 pounds in 170cm body. 340 now feeling better but long way to go. Unfortunately not Gary 90 challenge but 2nd scare of 256 or 168 made me realize all money in world won’t be any good to me 6 feet under or my ashes spread across Lake Erie. When was last time you made you first and went to the doctors??? Not saying or advertising this company but I like them and warranty was done when had issue right within their AI. With blood work and their info my CPAP info Gemini said I have the blood of a 40 year old in 60 year old body. Please I had some friends recently with scares including family. Often we take health for granted chasing $$$

BANK up ~15% to $0.152 per unit SIXY up ~29% to $0.27 per unit i don't hold SIXY since i prefer holding the added life cos in BANK but both are very solid parts of any income portfolio imo. BANK, imo, is a little more steady with less leverage and better diversification. since i've got some more volatile positions in my portfolio, BANK gives me some balance.

We were in our Lawyers office and signing for our second home bridging mortgage free home to new home and conversation of occupation came up and he put down Income Investor which is what I say to people when they ask me what I am doing these days. Thursdays and Fridays I look for buying opportunities and Saturdays & Mondays we collect and spend our distributions to pay bills. 2 years later we preserved our capital and live well. So I thought ask AI can I say this (not questioning my lawyer he family and my idol) statement as he has 4 decades in Real Estate and Setting up Inc etc. Why does this matter it changes how everyone looks at you…it responses. I also have responses from another retirement Group I am considered expert (but no expert or I would saved 5k and 4k month until other one sells…Here my GEM response. “Yes, you and your lawyer can absolutely call you an income investor.From both a legal application perspective and a financial definitions standpoint, describing yourself as an income investor is highly accurate and often preferable to simply stating "retired."Why "income investor" is highly accurate for youYour scenario perfectly matches the definition of an income-generation phase.Principal Preservation: The fact that your capital has stayed completely flat or "stayed the same" for two years proves you are successfully preserving your core principal.Distribution Reliance: Living comfortably off the monthly payouts from assets like HDIV and CLSA without touching the underlying shares is the textbook definition of an income investing strategy.The advantage on applications when filling out official financial or legal applications, using "income investor" or "managing private investments" instead of "retired" provides distinct advantages:Demonstrates Active Management: "Retired" can sometimes signal to institutional algorithms or compliance departments that you are drawing down your net worth. "Income investor" signals that you are actively managing a portfolio designed to sustain your lifestyle.Clarifies Source of Funds: It immediately explains to compliance officers how you are "living nicely" without traditional employment income, showing that your cash flow is generated by a structured, self-sustaining capital base.”

I’m interested in hearing how others are approaching the possibility of a market correction in August I’m currently debating whether to move as much of my portfolio as possible into cash or remain invested and ride out any volatility. Going to cash would protect the gains I’ve made, but selling too early could also mean missing further upside and deciding when to get back into the market could be even more difficult. My decision will be based largely on the AI market warning indicators I have created and how the MAG7 perform during this month’s earnings reports. If earnings and forward guidance remain strong, I may stay invested while reducing some of my more vulnerable positions. If the reports disappoint and the broader warning signs continue to deteriorate, I’ll likely raise a meaningful amount of cash by selling. What are others planning to do? Are you playing it safe and raising cash, reducing only your riskier positions, or staying fully invested and riding through whatever comes? My situation could be different to most, as I don't take the dividend as income at this moment, but that time is 9 months away when we are planning to do so.. I'm so close, but afraid I will get squashed in a downturn 😐

**I am not a financial advisor; this is my own personal research and experience with Margin Accounts** Wealthsimple Margin Account, is what I know and still learning as I go, Always learning I am. *Also too add. WS has PLOC which uses your TFSA as collateral, only loaning you upto 35%, so more conservative over a margin account. I'll do my best to answer any questions. Enjoy.